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After they form a “relationship,” they come up with reasons to ask their love interest to set up a new bank account.The scammers transfer stolen money into the new account, and then tell their victims to wire the money out of the country.

Programmers design chatbots to simulate real conversation long enough to convince you to buy something, click on a link or offer personal information.

Whether it’s online therapy, social media or online dating, everyone deserves to chat with the humans they believe they are connecting with.

We made this guide so people can answer the big question: Bot or not?

And if the person’s online profile disappears a few days after they meet you, that’s another tip-off.

Here’s the real deal: Don’t send money to someone you met online — for any reason.